什么是可用的

Federal Student Aid Programs include grants, loans and part-time employment. 资格 for most of these programs is based upon the "demonstrated financial need" of the student applicant and the applicant's family. However, financial need is not an eligibility criterion for the Federal Direct Unsubsidized Loan, the Federal Direct PLUS Loan or 联邦毕业生PLUS贷款. Therefore, most federal student aid applicants will be eligible for some form of financial assistance through the federal student aid programs regardless of demonstrated financial need. 为了获得资格 determined, federal student aid applicants must file a Free Application for Federal 学生资助(FAFSA)每年. 

请注意: USA 不 require a student to complete a FAFSA in order to be eligible for private student loans. 

Grants

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• 联邦佩尔助学金
• Federal Supplemental Educational Opportunity Grant (SEOG)
• Alabama Student Assistance Program (ASAP)

联邦学生贷款

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• 联邦直接补贴贷款
• Federal Direct Unsubsidized Loan

联邦直接附加贷款

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• Federal Direct Parent Loan for Undergraduate 学生 (PLUS)
• Federal Direct Graduate PLUS Loan

联邦工作研究(FWS)

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• 校园工作
• 校外工作

教授予

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• Conditional grants for students who intend to teach in a public or private elementary or secondary school that serves students from low-income families.

私人学生贷款

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• USA 不 have a preferred lender list for private student loans.
• 学生 are encouraged to research lenders and find one that best fits their needs. 

资格要求 

资格 for federal aid is determined on the basis of financial need as well as 其他几个因素. In order to receive aid from federal programs, students must: 

1. 有经济需求(是什么 NOT required for the Direct Unsubsidized Loan, Direct PLUS Loan or Direct Graduate PLUS Loan ).
2. Have a high school diploma or GED or pass a test approved by the Department of Education.
3. Be degree-seeking in a program of study.
4. Be enrolled in an eligible program of study and taking classes required of that program.
5. Have a valid Social Security number.
6. Be a U.S. citizen or eligible non-citizen. 如果学生在美国.S. 在F1或 F2 student visa or only a J1 or J2 exchange visitor visa, or a G series visa they are NOT 合资格的非公民.
7. 向 兵役制度 如果需要.
8. 维护 令人满意的学业进展 一旦在学校.
9. Attend at least half time to receive a Direct Loan.